{"id":616,"date":"2018-07-04T02:41:33","date_gmt":"2018-07-03T17:41:33","guid":{"rendered":"http:\/\/bankbook.kr\/?p=616"},"modified":"2018-08-16T23:53:00","modified_gmt":"2018-08-16T14:53:00","slug":"%eb%b2%95%ec%a0%95%ec%b5%9c%ea%b3%a0%ec%9d%b4%ec%9e%90%ec%9c%a8-%ec%84%9c%eb%af%bc%eb%93%a4%ec%9d%84-%ec%9c%84%ed%95%9c-%ea%b7%bc%eb%b3%b8%ec%a0%81%ec%9d%b8-%ec%9e%ac%ec%a0%95%ec%a0%81-%ec%a1%b0","status":"publish","type":"post","link":"https:\/\/doggoon.com\/?p=616","title":{"rendered":"\ubc95\uc815\ucd5c\uace0\uc774\uc790\uc728 \uc11c\ubbfc\ub4e4\uc744 \uc704\ud55c \uadfc\ubcf8\uc801\uc778 \uc7ac\uc815\uc801 \uc870\uce58\uac00 \ud544\uc694"},"content":{"rendered":"

\"\"
\n\uc800\ub294 \uc5ec\ub7ec\ubd84\uaed8 \uac00\uc7a5 \ub192\uc740 \uc774\uc790\uc728\uacfc \uc774\uc790 \ud55c\ub3c4\uc5d0 \uad00\ud55c \ubc95\uc5d0 \ub300\ud574 \ub9d0\uc500 \ub4dc\ub9ac\uace0, \ubb38\uc81c\uc640 \ub300\uc548\uc5d0 \ub300\ud55c \uac1c\uc778\uc801\uc778 \uc0dd\uac01\uc5d0 \ub300\ud574 \ub9d0\uc500 \ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n

\ub300\ucd9c\uc744 \uc774\uc6a9\ud558\ub294 \uc18c\ube44\uc790\ub4e4\uacfc \ub300\ucd9c\uc744 \ub2f4\ub2f9\ud558\ub294 \uc0ac\ub78c\ub4e4\uc5d0\uac8c\ub294 \uc11c\ubbfc\ub4e4\uc744 \uc704\ud55c \uadfc\ubcf8\uc801\uc778 \uc7ac\uc815\uc801 \uc870\uce58\uac00 \ud544\uc694\ud558\ub2e4\uace0 \ub9d0\ud558\uace0 \uc2f6\ub2e4.<\/p>\n

\uba3c\uc800, \uc6b0\ub9ac\uac00 \uc5fc\ub450\uc5d0 \ub450\uc5b4\uc57c \ud560 \uc774\uc790\uc728 \uc81c\ub3c4\uc758 \uae30\ubcf8 \ub0b4\uc6a9\uc744 \uac04\ub2e8\ud788 \ud655\uc778\ud558\uace0, \uc6b0\ub9ac\uac00 \ubb34\uc5c7\uc774 \uc77c\uc5b4\ub098\uace0 \uc788\uace0 \uc5b4\ub5bb\uac8c \ubb38\uc81c\ub97c \ud574\uacb0\ud560 \uac83\uc778\uc9c0 \uc0dd\uac01\ud55c \ub300\ub85c \uae00\uc744 \uc62c\ub9ac\uc790.
\n\"\"
\n\uba3c\uc800, \uc758\ubbf8\uc640 \ub0b4\uc6a9\uc744 \uc694\uc57d\ud574 \ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n

\uac00\uc7a5 \ub192\uc740 \uc774\uc790\uc728\uacfc \uc774\uc790 \ud55c\ub3c4 \ubc95\uc740 \ud63c\ub780\uc2a4\ub7fd\ub2e4. \uac00\ub2a5\ud55c \ud55c \uc27d\uac8c \uc124\uba85\ud574 \ub4dc\ub9b4\uac8c\uc694.<\/p>\n

\uc6b0\ub9ac \ub098\ub77c\uc5d0\ub294 \uc774\uc790 \uc81c\ud55c \ubc95\uc774\ub77c\ub294 \ubc95\uc774 \uc788\ub2e4. \ubc95\uc73c\ub85c \uac00\uc7a5 \ub192\uc740 \uc774\uc790\uc728\uc744 \uc815\ud558\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n

\ud604\ud589 \ubc95\uc740 \ucd5c\ub300 \uae08\ub9ac\ub97c 25%\ub85c \uc81c\ud55c\ud558\uace0 \uc788\ub2e4<\/p>\n

\uadf8\ub807\ub2e4\uba74 \ub354 \ub192\uc740 \uc774\uc790\uc728\uc740 \uc5bc\ub9c8\uc778\uac00? \uc774\uac83\uc740 \uc138\ubd80\uc801\uc778 \uac83\uc5d0 \ub300\ud55c \ube44\ubc00\uc774\ub2e4.
\n\"\"
\n\uae08\uc735 \ubc0f \ub300\ucd9c \uc2e0\uccad\uc758 \ubc94\uc704\ub97c \ubc97\uc5b4\uc601\uc5ed\uc774 \uc788\ub2e4.<\/p>\n

\uc0ac\uc2e4, \uae08\uc735 \uae30\uad00\ub4e4\uc740 \uc774\uc790 \uc81c\ud55c \ubc95\uc758 \uc801\uc6a9\uc744 \ubc1b\uc9c0 \uc54a\ub294\ub2e4.<\/p>\n

\uc774\uc790 \uc81c\ud55c \ubc95\uc740 \ubbf8\ub4f1\ub85d \uae30\uc5c5\uc774\ub098 \uac1c\uc778 \uac04 \uac70\ub798\uc5d0 \uc801\uc6a9\ub41c\ub2e4.<\/p>\n

\uac1c\uc778 \uac04\uc5d0 \ub3c8\uc744 \ube4c\ub9ac\uba74 25%\uc774\uc0c1\uc758 \uc774\uc790\uc728\uc774 \ubd88\ubc95\uc774\ub77c\ub294 \ud45c\uc2dc\ub85c \ud574\uc11d\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.
\n\"\"
\n\uc77c\ub2e8 \uc694\uae08 \uc81c\ud55c \ubc95\uc774 \ucc28\uc6a9\ub418\uba74, \uadf8\uac83\uc740 \uc218\uc815\ub418\uc9c0 \uc54a\ub294 \ubc95\uc774 \ub41c\ub2e4.<\/p>\n

\uc0ac\uc2e4, \uc6b0\ub9ac\uc5d0\uac8c \uc911\uc694\ud55c \uac83\uc740 \uae08\uc735 \ubd84\uc57c\ub098 \uae30\uc5c5 \uae08\uc735\uc758 \ubc95\uce59\uc5d0\uc11c \uac00\uc7a5 \ub192\uc740 \uc774\uc790\uc728\uc785\ub2c8\ub2e4.\uc774\uac74 \ud655\uc2e4\ud788 \uc9da\uace0 \ub118\uc5b4\uac00\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n

\ud604\uc7ac, \ub300 \uae30\uc5c5 \ubc95\uc5d0 \ub530\ub974\uba74 \ubc95\uc815 \ucd5c\uace0 \uae08\ub9ac\ub294 \uc5f0 40%\uc774\ub2e4.<\/p>\n

\uadf8\ub7ec\ub098 \uc774 \uc2dc\ud589\ub839\uc740 \uc62c\ud574 34.9\ud37c\uc13c\ud2b8\ub85c \uc81c\ud55c\ub418\uc5b4 \uc788\ub2e4.\ubc95\uc744 \uc804\uacf5\ud558\uc9c0 \uc54a\uc544\uc11c \uc65c \uc774\ub807\uac8c \ubcf5\uc7a1\ud558\uac8c \ub9cc\ub4e4\uc5c8\ub294\uc9c0 \ubaa8\ub974\uaca0\uc5b4\uc694.<\/p>\n

\ud558\uc9c0\ub9cc \uc5b4\uca0c\ub4e0, \ubc95\uc815\uc758 \ucd5c\uace0 \uc774\uc790\uc728\uc740 \uc2e4\uc81c\ub85c \ub9e4\ub144 34.9\ud37c\uc13c\ud2b8\uc785\ub2c8\ub2e4. \uad00\ub828 \ubc95\uaddc\ub97c \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ub300 \uae30\uc5c5 \ubc95\uc5d0\uc11c \ucd5c\uace0 \uae08\ub9ac\ub294 40\ud37c\uc13c\ud2b8\ub77c\uace0 \ub9d0\ud55c\ub2e4.<\/p>\n

\ud558\uc9c0\ub9cc \uc77c\uc815\uc740 \uc608\uc678\ub85c \ud588\uc5b4\uc694.\uc544\ub9c8\ub3c4 \uc218\uc815 \uc0ac\ud56d\ubcf4\ub2e4 \ucca8\ubd80 \ud30c\uc77c\uc744 \ub9cc\ub4dc\ub294 \uac83\uc774 \ub354 \uc26c\uc6e0\uc744 \uac83\uc785\ub2c8\ub2e4.
\n\"\"
\n\uc774\uc790\uc728\uc744 \uc81c\ud55c\ud558\ub294 \ud2b9\ubcc4\ud55c \uacbd\uc6b0\ub294 \ub9e4\ub144 34.9%\ub97c \uc694\uad6c\ud55c\ub2e4.<\/p>\n

\ubc95\uc815\uc5d0\uc11c \uac00\uc7a5 \ub192\uc740 \uc774\uc790\uc728\uc774\ub2e4. \ub530\ub77c\uc11c \ub300\ucd9c\uacfc \uad00\ub828\ub41c \uc774\uc790\ub97c \ud3ec\ud568\ud55c \ubaa8\ub4e0 \uc774\uc790\uc728\uc740 \uc5f0\uac04 34.9%\ub97c \ucd08\uacfc\ud560 \uc218 \uc5c6\ub2e4\ub294 \uc810\uc744 \uba85\uc2ec\ud574\uc57c \ud55c\ub2e4.<\/p>\n

\uc774 \uc2dc\uc810\uc5d0\uc11c \uae30\ubcf8 \uac1c\ub150\uc774 \uad6c\uc131\ub429\ub2c8\ub2e4.\uac04\ub2e8\ud788 \ub9d0\ud574 \uac1c\uc778 \uae08\uc735 \uac70\ub798\ub098 \ubbf8\ub4f1\ub85d \uae30\uc5c5\uc740 \uc774\uc790 \ud55c\ub3c4 \ubc95\uc5d0 \ub530\ub77c \uc5f0\uac04 25%\ub97c \ucd08\uacfc\ud560 \uc218 \uc5c6\uc73c\uba70 \ub4f1\ub85d\ub41c \ub300\ucd9c \uae30\uad00\uc740 \ub300\ud3ec\ub85c \uc5f0\uac04 34.9%\ub97c \ucd08\uacfc\ud560 \uc218 \uc5c6\ub2e4.
\n\"\"
\n\ubc95\uc815 \ucd5c\uace0 \uae08\ub9ac \uc778\ud558 \uc11c\ubbfc\uc744 \uc704\ud55c \ub300\ucc45\uc740 \ubb34\uc5c7\uc778\uac00?<\/p>\n

\uc544\uc2dc\ub2e4 \uc2dc\ud53c \ub300\ucd9c \uc5c5\uacc4\uc758 \ucd5c\uace0 \uc774\uc790\uc728\uc740 \ud604\uc7ac \uc5f0\uac04 34.9%\ub85c \uc5f0\ub9d0 \uc77c\ubab0\uc744 \ubaa9\ud45c\ub85c \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uac1c\uc815\ub41c \uae08\ub9ac\ub294 \ub0b4\ub144\ubd80\ud130 \uc801\uc6a9\ub41c\ub2e4. \uc5bc\ub9c8\uc778\uc9c0\ub294 \uacb0\uc815\ub418\uc9c0 \uc54a\uc558\uc5b4\uc694.<\/p>\n

\ud604\uc7ac 29.9\ud37c\uc13c\ud2b8\uac00 \uac15\ud55c \uac83\uc73c\ub85c \ubcf4\uc778\ub2e4.\uc57c\ub2f9\uc740 25% \uc904\uc5c8\uace0 \uc5ec\ub2f9\uc740 29.9%\uac00 \uc801\uc808\ud558\ub2e4\uace0 \ub9d0\ud558\ub294 \uac83 \uac19\ub2e4.\uac1c\uc778\uc801\uc73c\ub85c 25%\uc774\ud558\ub85c \uc870\uc815\ud574\uc57c \ud55c\ub2e4\uace0 \uc0dd\uac01\ud574\uc694.<\/p>\n

\uc774\uc790\uc728\uc774 \ub108\ubb34 \ub9ce\uc774 \ub5a8\uc5b4\uc9c0\uba74 \uc2e0\uc6a9 \uac70\ub798\uac00 \uc704\ucd95\ub418\uace0 \uc774\uc790\uc728\uc774 \ub108\ubb34 \ub0ae\uc544\uc9c0\uba74 \ubd88\ubc95\uc801\uc778 \uacf3\uc73c\ub85c \ud758\ub7ec\ub4e4\uc5b4 \uac08 \uac00\ub2a5\uc131\uc774 \ub192\ub2e4\ub294 \uac83\uc774\ub2e4.<\/p>\n

\ud558\uc9c0\ub9cc \uc65c \ub0b4\uac00 \ub300\ucd9c \ud68c\uc0ac\uc758 \uc774\uc775\uc744 \ub300\ubcc0\ud558\ub294 \uc720\uc77c\ud55c \uc0ac\ub78c\uc774\ub77c\uace0 \uc0dd\uac01\ud558\ub294 \uac78\uae4c? 2002\ub144\uc5d0 \uc800\ub294 60%\uc758 \uc774\uc790\ub85c \ub300\ucd9c\uc744 \ubc1b\uc558\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc800\ub294 \uc774\uc790\uc728\uc744 \ub0ae\ucd94\ub294 \uac83\uc774 \uc774 \ubb38\uc81c\ub97c \uc77c\uc73c\ud0ac \uac83\uc774\ub77c\uace0 \ub9d0\ud588\uc9c0\ub9cc, \uacb0\uad6d, \uc800\ub294 \ubb38\uc81c\ubcf4\ub2e4 \uae0d\uc815\uc801\uc778 \uc694\uc18c\uac00 \ub354 \ub9ce\ub2e4\ub294 \uac83\uc744 \uae68\ub2ec\uc558\uc5b4\uc694.<\/p>\n

\ub300\ubd80\ubd84\uc758 \uc8fc\uc694 \uc120\uc9c4\uad6d\uc758 \ucd5c\uace0 \uae08\ub9ac\uac00 20\ud37c\uc13c\ud2b8 \uc774\ud558\uc778 \uac83\uc73c\ub85c \uc54c\uace0 \uc788\uc2b5\ub2c8\ub2e4.
\n\"\"
\n\uc6b0\ub9ac\ub294 \uc9c0\uae08 \ucd08\uc800\uae08\uc138 \uc2dc\ub300\uc5d0 \uc788\uae30 \ub54c\ubb38\uc5d0 \uae08\ub9ac\ub97c 25%\ub85c \ub0ae\ucd94\ub294 \uac83\ub9cc\uc73c\ub85c\ub294 \ucda9\ubd84\ud558\uc9c0 \uc54a\uace0 \ubd80\uc791\uc6a9\uc744 \ucd5c\uc18c\ud654\ud558\uace0 \uae08\ub9ac\ub97c \ub0ae\ucd94\uae30 \uc704\ud55c \ubcf4\uc644 \ub300\ucc45\uc744 \ub9c8\ub828\ud558\uace0 \uc788\ub2e4.<\/p>\n

\ubc14\ub85c \ub300\ucd9c \ud68c\uc0ac\ub4e4\uc774 \uc77c\ubcf8\uc758 \uc790\uae08\uc73c\ub85c \ub118\uccd0\ub098\uace0 \uc788\ub294 \uc774\uc720\uc774\uace0 \ub300\ucd9c\uc740 \uc2dc\uc7a5 \uacbd\uc81c\uc5d0 \ub9e1\uaca8\uc11c\ub294 \uc548 \ub418\ub294 \uc911\uc694\ud55c \uc815\ubd80 \uae30\uad00\uc774\ub2e4. <\/p>\n

\uc624\ud788\ub824, \uc6b0\ub9ac\ub294 \uc2dc\uc2a4\ud15c\uc744 \ubcf4\ub2e4 \uc801\uadf9\uc801\uc73c\ub85c \ub9cc\ub4e4\uae30 \uc704\ud574, \ubcf5\uad6c \ubc0f \ud30c\uc0b0 \ubc95\uc744 \uac1c\uc815\ud558\uc5ec \ub178\ub3d9\uc790 \uacc4\uce35\uc774 \ub354 \ub9ce\uc740 \uacf3\uc5d0\uc11c \uc0b4 \uc218 \uc788\ub3c4\ub85d \ud55c\ub2e4. <\/p>\n

\uac1c\uc778\uc801\uc778 \uc0dd\uac01\uc740 \uc9e7\uc558\uc9c0\ub9cc, \uc774\uc790\uc728\uc744 \ub300\ud3ed \ub0ae\ucdb0 \uc8fc\uc168\uc73c\uba74 \ud569\ub2c8\ub2e4.<\/p>\n

\ubc14\ub85c \uc77c\ubcf8 \ud380\ub4dc\uac00 \ud55c\uad6d\uc5d0\uc11c \ud310\ub9e4\ud558\uae30 \uc5b4\ub835\ub2e4\ub294 \ub9d0\uc744 \ub4e3\uace0 \ub354 \uc774\uc0c1 \uc131\uc7a5\ud558\uc9c0 \uc54a\uae30\ub97c \ubc14\ub77c\ub294 \uc774\uc720\uc774\ub2e4.\ubb3c\ub860, \uc6b0\ub9ac\ub294 \ub354 \ub9ce\uc740 \uac83\uc744 \ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"

\uc800\ub294 \uc5ec\ub7ec\ubd84\uaed8 \uac00\uc7a5 \ub192\uc740 \uc774\uc790\uc728\uacfc \uc774\uc790 \ud55c\ub3c4\uc5d0 \uad00\ud55c \ubc95\uc5d0 \ub300\ud574 \ub9d0\uc500 \ub4dc\ub9ac\uace0, \ubb38\uc81c\uc640 \ub300\uc548\uc5d0 \ub300\ud55c \uac1c\uc778\uc801\uc778 \uc0dd\uac01\uc5d0 \ub300\ud574 \ub9d0\uc500 \ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4. \ub300\ucd9c\uc744 \uc774\uc6a9\ud558\ub294 \uc18c\ube44\uc790\ub4e4\uacfc \ub300\ucd9c\uc744 \ub2f4\ub2f9\ud558\ub294 \uc0ac\ub78c\ub4e4\uc5d0\uac8c\ub294 \uc11c\ubbfc\ub4e4\uc744 \uc704\ud55c \uadfc\ubcf8\uc801\uc778 \uc7ac\uc815\uc801 \uc870\uce58\uac00 \ud544\uc694\ud558\ub2e4\uace0 \ub9d0\ud558\uace0 \uc2f6\ub2e4. \uba3c\uc800, \uc6b0\ub9ac\uac00 \uc5fc\ub450\uc5d0 \ub450\uc5b4\uc57c \ud560 \uc774\uc790\uc728 \uc81c\ub3c4\uc758 \uae30\ubcf8 \ub0b4\uc6a9\uc744 \uac04\ub2e8\ud788 \ud655\uc778\ud558\uace0, \uc6b0\ub9ac\uac00 \ubb34\uc5c7\uc774 \uc77c\uc5b4\ub098\uace0 \uc788\uace0 \uc5b4\ub5bb\uac8c \ubb38\uc81c\ub97c \ud574\uacb0\ud560 \uac83\uc778\uc9c0 \uc0dd\uac01\ud55c \ub300\ub85c … <\/p>\n

\ub354 \ubcf4\uae30 “\ubc95\uc815\ucd5c\uace0\uc774\uc790\uc728 \uc11c\ubbfc\ub4e4\uc744 \uc704\ud55c \uadfc\ubcf8\uc801\uc778 \uc7ac\uc815\uc801 \uc870\uce58\uac00 \ud544\uc694”<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":623,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[628,630,627,263,629],"_links":{"self":[{"href":"https:\/\/doggoon.com\/index.php?rest_route=\/wp\/v2\/posts\/616"}],"collection":[{"href":"https:\/\/doggoon.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/doggoon.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/doggoon.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/doggoon.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=616"}],"version-history":[{"count":1,"href":"https:\/\/doggoon.com\/index.php?rest_route=\/wp\/v2\/posts\/616\/revisions"}],"predecessor-version":[{"id":624,"href":"https:\/\/doggoon.com\/index.php?rest_route=\/wp\/v2\/posts\/616\/revisions\/624"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/doggoon.com\/index.php?rest_route=\/wp\/v2\/media\/623"}],"wp:attachment":[{"href":"https:\/\/doggoon.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=616"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/doggoon.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=616"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/doggoon.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=616"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}